Dental Insurance – Fort Worth, TX
We’ll Help to Maximize Your Benefits
Living with a healthy smile shouldn’t require you to empty your savings. At Care 32 Dental of Fort Worth, we don’t believe high-quality dentistry should only be available for the rich and famous. Instead, we strive to make our dental services as affordable as possible, which is why we are an insurance-friendly dental practice that is dedicated to patients living in and around Fort Worth. In-network with most PPO dental insurance plans, you can count on us to go the extra mile to maximize your benefits and keep more money in your pocket each time you visit.
How Dental Insurance Works
You’ll find that when reviewing your dental insurance policy, it offers benefits for both preventive and restorative care. In most cases, regular dental checkups and teeth cleanings are covered at 100%, while minor and major restorative services (i.e., dental fillings, crowns, tooth extractions, root canals, etc.) are covered at 50-80%. Each policy is different, so you’ll need to make sure you understand the coverage levels before moving forward with treatment.
One important component that you can expect from most insurance policies is that they are unlikely to cover any kind of cosmetic dental treatment.
In-Network vs Out-of-Network Dentist
What exactly does in-network versus out-of-network mean? By choosing a dentist who is deemed “in-network” with your dental insurance, you are opting to see a professional who has a contractual agreement with your insurer to provide various services at a set price. This ensures that you do not pay more than the lowest possible price when receiving preventive and restorative care.
We are pleased to be in-network with the following plans:
- Cigna
- Metlife
- United Health Care
- Aetna
- Guardian
- Blue Cross Blue Shield
- Assurant
- Humana
- Lincoln
- Principal Financial
- United Concordia
- Ameritas
- Delta Dental
- UMR
If we are considered out of network with your dental insurance plan, do not worry. Our team will still help to identify ways you can save while also filing any claims so that you receive the maximum possible reimbursement.
For uninsured individuals, CareCredit financing is available. This low-to-no-interest financing plan makes it easy to avoid surprise fees and pay off the cost of dental treatment over several months instead of all upfront.